About

Conquering Credit is brought to you by a twenty-something who, after working for a major investment firm and successfully paying off more than $40K in student loans in just 8 months, wants to help you reach your own financial goals.

As a millennial, I understand the difficulty and frustration that comes with trying to learn how to save.  After beginning to work in finance I quickly realized that I was far from being the only one in the dark.  It turns out that a good number of consumers (including some professionals) are largely clueless when it comes to responsible spending.

Last year, the National Financial Capability Study found that less than 40% of Americans were financially literate.  Some of the most important findings were:

  • More than one in five Americans (21 percent) have unpaid medical debt, and women are more likely than men to put off medical services due to cost
  • Nearly half of respondents with a high school education or less could not come up with $2,000 in 30 days in the event of an emergency (45 percent)
  • Twenty-nine percent of 18- to 34-year-olds with a mortgage have been late with a mortgage payment, compared with 7 percent for the 55+ age group
  • Only 37 percent of respondents are considered to have high financial literacy, meaning they could answer four or more questions on a financial literacy quiz

Interested in seeing how you score?  Take the five-question survey here.

This blog is dedicated to providing a resource to help readers better understand personal finance, manage their wealth, and more importantly, grow it through investing.

I hope my personal tips and tricks work as well for you as they have for me.  If you’d like to inquire about contributing an article, have a correction to suggest, or just want to say “hi,” feel free to email me at hello@conqueringcredit.com!

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